Terms of Use

Before using this site, please carefully read these terms of use. By accessing our site, you indicate your acceptance of these terms.  Meadows Credit Union (MCU) maintains www.mcuonline.com to:

  • Provide information about the credit union’s products and services
  • Facilitate communication with MCU
  • Provide membership and account application
  • Provide a gateway to MCU Online Banking

Personal Account Information

Personal information you supply to MCU via applications and communication on our site will be governed by MCU’s Privacy Policy.

Communicating with MCU

You may request information from MCU using our secure request forms, or apply for our services using our secure online applications. When you use these forms, we will request a valid email address. We will use your email address only for the purpose of responding to your comments or general questions regarding the credit union.

Regular email is not a secure vehicle of communication. For your protection, MCU will not accept email correspondence that includes account numbers or personal information such as a social security number.

eMail Lists

MCU offers the My MCU News email newsletter. This is an opt-in newsletter, which provides members and non-members with information about products, services, promotions, updates, news and events happening at MCU. You may unsubscribe from the list at anytime. The email address provided in order to join the list will not be sold, nor will it be shared with other entities outside the credit union, unless we are required to do so by law.

MCU Online Banking

You may access your accounts using MCU Online Banking at our web site. For terms and conditions using MCU Online Banking, please refer to the Internet Banking and Bill Pay Agreement.

Partner Sites 

In order to offer our members the widest range of services possible, MCU has partnered with third-party companies. The MCU web site contains links to these third- party sites. MCU attempts to structure its partnerships with entities that share the same privacy values as us, but we cannot guarantee privacy once you leave our site. If you access a third-party web site through a link on the MCU site you will be subject to the terms and privacy policies of the third-party site. MCU cannot take responsibility for the content, transactions, products or services of any third-party web site. We encourage you to read the third-party’s privacy and security policy before using their site or conducting transactions.

MCU Products and Services

Not all of the products and services described on the site are available in all geographic areas. You may not be eligible for all credit union services. For example, loan eligibility is determined by our loan underwriting policies. We reserve the right to determine the eligibility for any product or service.

MCU makes the best effort to include accurate and up-to-date information on the site, but we make no guarantee as to the accuracy of the information.

Investment products and services are offered through Securities America, Inc., a Registered Broker/Dealer, Member FINRA/SIPC, and Financial Planning and Advisory Services offered through Securities America Advisors, Inc., an SEC Registered Investment Advisory Firm, Michael Pozzi, Representative. Meadows Credit Union and the Securities America companies are separate entities. Not NCUA Insured. No Credit Union Guarantee. May Lose Value. Securities are licensed in: IL

MCU Website Contents

The contents of the MCU web site are copyrighted materials owned or controlled by Meadows Credit Union. You may copy or use the information from the site for your personal or educational use, or to facilitate account application. The information and material, including but not limited to text, site address, logos, graphics, icons, forms and photographs may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, sold or reposted without the express written permission of MCU. You may not hyperlink other internet sites with any page in the MCU web site.

Meadows Credit Union reserves the right to change these terms at any time.