Meadows Credit Union Health Savings Account

If you are enrolled in a High Deductible Health Plan, consider opening an MCU Health Savings Account.

Our MCU Health Savings account helps you save for qualified health care costs for you and your family with tax advantages.

To open a Meadows Credit Union Health Savings Account, please call us at 800-662-2772 or stop by our branch.

Start Banking Happy!
Click here to find our location and visit Meadows Credit Union.

To open an account, come visit Meadows Credit Union or call us at 800-662-2772.

3 Ways You Get Tax Advantages*

Contribute to your account
Tax deductions when you contribute to your account

Tax-free earnings on dividends
Tax-free earnings on dividends

Tax-free withdrawals
Tax-free withdrawals for qualified expenses


MCU Health Savings Account Features:

Debit Master Card
MCU Health Savings Debit MasterCard

Safe and easy access to your money.

Secure and Safe
Safe and Secure

Your money is backed by NCUA, insurance up to $250,000.

Click here to see our rates.
Competitive Rates

Earn more on your savings with our Compeitive Rates.

Click here to learn more about online banking.
Free Online and Mobile Banking Access

MCU account access is as near as your smartphone or tablet.

Opening your health savings account

To open a Health Savings Account, you must be covered under a high deductible health plan (HDHP). An HDHP generally has lower premiums than other types of health plans, but also has higher deductibles. Until your deductible is met, you must pay for all your medical expenses – except for preventative care, which is almost always covered.

You may use the money in your Health Savings Account to help pay for these or any other qualified medical expenses, for yourself, your spouse, or your dependent children.

Account balance is carried over

Unlike contributions to a flexible spending account, funds roll from year-to-year, so there’s no need to worry about using up the balance by year’s end. And your HSA goes where you go, regardless of any job changes.

*Please consult your tax adviser about the tax benefits of your Health Savings Account, including contributions, deductions, and qualified expenses.