Certificate Savings Accounts

Watch your money grow with a Meadows Credit Union certificate account.  

Certificates can be an important part of your savings plan.  You choose the term of your certificate, from one to five years.  The longer the term, the higher your dividend rate.   

MCU Certificate accounts may be used for savings or IRA savings, and feature:

  • A competitive rate. Check today's rates >
  • Check balances with free online and mobile banking access. Your MCU account is as near as your smartphone or tablet with mobile banking, and get secure online access with MCU Online Banking 
  • Your money is safe and secure - backed by NCUA insurance up to $250,000
To open a Meadows Credit Union Certificate Account, please call us at 800-662-2772 and an MCU Financial Service Associate will be happy to assist you.

Certificates & IRA Certificates

Dividend Rate
Minimum Balance
Term 1 Year
Dividend Rate 0.15%
APY 0.15%
Minimum Balance $500
Term 2 Years
Dividend Rate 0.25%
APY 0.25%
Minimum Balance $500
Term 3 Years
Dividend Rate 0.35%
APY 0.35%
Minimum Balance $500
Term 4 Years
Dividend Rate 0.50%
APY 0.50%
Minimum Balance $500
Term 5 Years
Dividend Rate 0.60%
APY 0.60%
Minimum Balance $500
MCU Saving Certificate (Term) Accounts: The Annual Percentage Yield assumes funds and accrued dividends stay on deposit until maturity. Dividend Rate is fixed for the term of the certificate.  A penalty may be imposed for early withdrawal.