Loan Rates

Mortgage Rates

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Savings Rates

Money Market

Account Type
Dividend Rate
APY
Minimum Balance
Account Type Tiered Money Market
Dividend Rate 0.09%
APY 0.09%
Minimum Balance $1,500 and up
Tiered Money Market: Dividend Rates and Annual Percentage Yields (APY) may change at any time. Accounts are compounded monthly. Maintenance fees may reduce earnings.

Savings

Account Type
Dividend Rate
APY
Minimum Balance
Account Type Membership Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $5 and up
Account Type Membership Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $5,000-$9,999
Account Type Membership Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $10,000-$49,999
Account Type Membership Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $50,000 and up
Account Type Regular Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $0
Account Type Christmas Club
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $0
Membership Savings (inc. Membership Savings Builder), Regular Savings, and Christmas Club Accounts: Dividend Rates and Annual Percentage Yields (APY) may change at any time. Accounts are compounded monthly. Maintenance fees may reduce earnings.

IRA

Account Type
Dividend Rate
APY
Minimum Balance
Account Type IRA Savings
Dividend Rate 0.03%
APY 0.03%
Minimum Balance $1
IRA Savings: Dividend Rates and Annual Percentage Yields (APY) may change at any time. Accounts are compounded monthly. Maintenance fees may reduce earnings.

Checking

Account Type
Dividend Rate
APY
Minimum
Account Type MCU Checking (High-Tier)
Dividend Rate 0.05%
APY 0.05%
Minimum Up to $25,000
Account Type MCU Checking (High-Tier)
Dividend Rate 0.01%
APY 0.01%
Minimum Above $25,000
Account Type MCU Checking (MId-Tier)
Dividend Rate 0.05%
APY 0.05%
Minimum Up to $25,000
Account Type MCU Checking (Mid-Tier)
Dividend Rate 0.01%
APY 0.01%
Minimum Above $25,000
Account Type MCU Checking
Dividend Rate 0.01%
APY 0.01%
Minimum $0
** MCU Checking: Dividend Rates and Annual Percentage Yields (APY) may change at any time. Accounts are compounded monthly. Balances up to $25,000 will earn the stated higher dividend rate and the portion of the balance over $25,000 will earn the stated rate when the following monthly requirements are met: For Mid-Rate Tier, must be enrolled in eStatements; have a direct deposit OR an ACH credit or debit post to the account, and complete ten (10) signature-based debit card transactions OR $1,000 or more in debit card signature-based transactions. For the High-Rate Tier, must be enrolled in eSubscriptions; have a direct deposit OR an ACH credit or debit post to the account, and complete twenty (20) signature-based debit card transactions OR $2,000 or more in debit card signature-based transactions. Qualifying transactions must post to account during the calendar month. Accounts not meeting all monthly requirements will earn the lowest stated rate. Maintenance fees may reduce earnings.