Meadows Credit Union Free Checking

Our checking covers all the basics you need to easily manage your day-to-day finances. Pay the rent, get cash, buy your morning muffin, and put something aside for a rainy day. Our checking does it all!

We're here to help you Bank Happy by making banking easier and with less fees. For more information, call us at 800-662-2772 or visit us today at Meadows Credit Union.

MCUDebitCard


Testimonial

"28 years ago, Meadows offered me a "zero balance" checking account that my "Big Bank" would not. I have banked here every since! The professional, caring and knowledgeable staff has blown me away with service, guidance, and advice with a caring heart, which means more to me than any dollar figure could."
- James E.

Start Banking Happy!

Start your account today!

MCU Checking's Benefits


Meadows Credit Union: CU Shared Branching

Many Ways to Manage Your Money:

Access your accounts online, at the MCU branch or at one of our CU Shared Branches across the US.

Download MCU's Mobile App

Mobile Banking and Mobile Check Deposit:

Download our free mobile app and your checking will be with you always.

Online banking is easy to use.

Online Bill Pay and Popmoney:
 
Pay bills wherever you have web access. Includes online payment guarantee, and Popmoney for quick person-to-person payment.

Surcharge-free ATMS with MCU MasterCard Debit.
MasterCard Debit Benefits:

Get cash at thousands of surcharge-free ATMs, and shop worry-free with MasterCard Zero Liability.

MCU's Free Checking account has less restrictions than big banks.
Less Restrictions

Our checking features $0 minimum balance and NO monthly service charge.

Earn dividends with MCU Checking's Account
​Earn More
On top of it all, you'll earn dividends.  The more you use the features of your MCU Checking, the more you'll earn.**


Dividend Interest Rates:
Earn with the
Mid-Tier Rate
Earn Even More with the
NEW High-Tier Rate!
Balances up to $25,000 .05% .05%
Balances over $25,000 .01% .01%
When criteria met during the month
Enrolled in: eStatements
eSubscription
(including eStatements,
eNotices & eTax Notices)
Signature-based MCU Debit Card Transactions:
10 purchases
or $1,000 total
20 purchases
or $2,000 total
Electronic transaction Direct Deposit
or ACH credit or debit
Direct Deposit
or ACH credit or debit
Even if you do not meet any of the above qualifications, your checking is still FREE and you’ll earn .01%APY!

Open a Checking account today online or by visiting Meadows Credit Union.


**MCU Checking Additional Information:  Highest-Tier Rate: Dividend rate of .05% with an annual percentage yield of .05% paid on balances between .01 and $25,000.00, and .01% with an annual percentage yield of .01% paid on all amounts above $25,000.00 each month the highest-tier qualifications are met. Mid-Tier Rate: Dividend rate of .05% with an annual percentage yield of .05% paid on balances between .01 and $25,000.00, and .01% with an annual percentage yield of .01% paid on all amounts above $25,000.00 each month the qualifications are met. Qualifying transactions must post to account during the calendar month. Please refer to the MCU Account Information Brochure for qualifying transactions. If you do not meet the qualifications during the month, your checking account will still qualify as a free checking account earning a rate of .01% with an annual percentage yield of .01%. Dividend rates as of May 1, 2013 and are subject to change without notice. Dividend Rates and Annual Percentage Yield may change after account is opened. Maintenance fees may reduce earnings on these accounts.