Personal Loans

We all go through periods in our life when we could really use some extra money.

Maybe you have an unexpected medical bill, car repair, or need to replace your furnace. You may be able to charge these bills to a high-interest credit card, but there is another choice that could save you money: a Personal Loan from MCU.

Features of an MCU Personal Loan include:
  • Borrow up to $15,000
  • Fixed rate
  • Low monthly payments that do not change
An MCU Financial Service Associate will be happy to answer any questions you may have regarding our Personal Loan, and take your application.

Apply for an MCU loan in minutes

Personal Loan Rates

Term (months)
APR (as low as)
Product Share Secured
Term (months) 12-60
APR (as low as) 3.03%
Product Personal Loan
Term (months) 12-48
APR (as low as) 8.99%
APR is Annual Percentage Rate. All rates subject to change without notice and subject to credit approval. 

Share Secured:  Payment Example:
48 monthly payments of $22.15 per $1,000 borrowed at 3.03%APR

Personal Loan:  The lowest rate is the advertised rate. Rate can vary based on creditworthiness and terms of the loan. Payment Example:48 monthly payments of $32.74 per $1,000 borrowed at 10.99%APR