You’re buying a home or maybe looking to refinance your current mortgage.
You want the best rate, of course, and good service. But where do you start?

Start with MCU.

Our years of experience as a financial provider and our quality service have led our members to realize we are the choice for home lending. Make it your choice too. 

Buying a New Home

We can help you open the door to your new home:

  • HomeAdvantage: Search. Buy. Sell. Save.  And get cash for closing.
  • 3% Down Program: Perfect for first-time home buyers, but you don't have to be. 
We offer:
  • Conventional loans: 10, 15, 20, 25 & 30 year terms
  • 5% down payment required
  • FHA - 3.5% down payment required
  • Jumbo loans
  • 1, 3, 5, 7 and 10 year ARMs
  • Free pre-approval letters for members
  • LOWER PMI rates than banks or mortgage companies which helps keep your mortgage payment as low as possible.

 



  • Conventional loans: 10, 15, 20, 25 & 30 year terms
  • 5% down payment required
  • FHA - 3.5% down payment required
  • Jumbo loans
  • 1, 3, 5, 7 and 10 year ARMs
  • Free pre-approval letters for members
  • Offering LOWER PMI rates than banks or mortgage companies which helps keep your mortgage payment as low as possible.
  • Conventional loans: 10, 15, 20, 25 & 30 year terms
  • 5% down payment required
  • FHA - 3.5% down payment required
  • Jumbo loans
  • 1, 3, 5, 7 and 10 year ARMs
  • Free pre-approval letters for members
  • Offering LOWER PMI rates than banks or mortgage companies which helps keep your mortgage payment as low as possible.
  • Conventional loans: 10, 15, 20, 25 & 30 year terms
  • 5% down payment required
  • FHA - 3.5% down payment required
  • Jumbo loans
  • 1, 3, 5, 7 and 10 year ARMs
  • Free pre-approval letters for members
  • Offering LOWER PMI rates than banks or mortgage companies which helps keep your mortgage payment as low as possible.
  • Conventional loans: 10, 15, 20, 25 & 30 year terms
  • 5% down payment required
  • FHA - 3.5% down payment required
  • Jumbo loans
  • 1, 3, 5, 7 and 10 year ARMs
  • Free pre-approval letters for members
  • Offering LOWER PMI rates than banks or mortgage companies which helps keep your mortgage payment as low as possible.

Refinance

Let us help find the right refinancing option for you. 

  • HARP refinancing program
  • Tap into your home's equity
  • Convert from an ARM to a low fixed-rate mortgage
  • Consolidate their first and second mortgages into one easy payment
  • Consolidate consumer debts

Ted Niedbalec


Ted Niedbalec
Director of Mortgage Services NMLS# 211732

847-342-9300, ext. 364

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