Give the Gift Anyone Would Love
Gift Cards are the perfect gift for birthdays, weddings, anniversaries, and all your gift-giving occasions. MCU offers two gift cards: The Visa® Gift Card and the American Express® Gift Card. Both offer your loved ones more opportunity to shop at millions of retailers and restaurants worldwide. They can use either card when they want, and where they want. And unlike cash or checks, the cards can be replaced if lost or stolen.
Compare the features of the Visa and American Express Gift Cards:
MCU Visa Gift Card |
American Express Gift Card |
• Available in whole dollar amounts of your choice, from $25 to $750. |
• Available amounts: $25, $50, $100 & $500. |
• Can be used anywhere Visa Debit is accepted. |
• Can be used wherever American Express Cards are accepted. |
• Can be used immediately upon purchase. |
• Call 888-233-8637 to activate. |
• 24-hour Customer Service at |
• 24-hour Customer Service at 877-297-4438 |
• Online access for balance inquiries. |
• Online access for balance inquiries. |
• Expires 24-mos. from purchase. Card is replaceable if lost or stolen. |
• Funds do not expire. Card is replaceable if lost or stolen. |
• Nominal processing fee of $2.95 per card (waived for members with Savvy Checking). |
• Nominal processing fee of $3.95 per card. |
MCU Visa Gift Cards are available for purchase in our lobby. If you have additional questions, please complete our secure request form, or call 800-662-2772 and an MCU Financial Service Associate will be happy to assist you.
Visa Gift Card
The Visa Gift Card expires 24 months from date of purchase. Beginning the 7th month, a $2.50 per month fee will be assessed to the card. The fee to replace a lost or stolen card is $10. The card is non-reloadable. ATM transactions and cash advances are not available with the card. Valid anywhere Visa® debit cards are accepted. The smartOne® Gift Card is not a FDIC/NCUA insured deposit. For complete card information, please read the Terms and Conditions provided at time of purchase.
American Express Gift Card
The American Express Gift Card expires at the date on the face of the card. Funds do not expire and can be redeemed by a replacement fee of $5.95 or replacement check for $10. The fee to replace a lost or stolen card is $5.95, or $10 to receive a refund check. The card is non-reloadable. ATM transactions and cash advances are not available with the card. For complete card information, please read the Terms and Conditions provided at time of purchase.
