Being a savvy investor requires a diversified portfolio and patience as your wealth grows. While you may have other investments, a 401k or other retirement plan, from time to time you will have additional liquid assets.
As a Savvy Checking account member you have access to the exclusive Savvy Certificates which pay higher than average dividend rates so that you can grow your wealth. Best of all, your savings are secure and insured.
18 and 30-month Savvy Add-on Certificates
These shorter and medium term certificates offer you a higher dividend rate of return
than our regular certificates. After opening an exclusive Savvy Certificate,
the special add-on feature allows you to make additional deposits, which
then earn the same great dividend rate until the end of the original certificate
term.
Additional deposits must be $50 or greater making this the perfect place to securely hold:
- tax returns
- retirement plan disbursements
- inheritance
- dividend payments or equity gains
These exclusive Savvy Certificates have a $500 minimum to open, and cannot be used for IRAs.
48-month Variable Savvy Certificate
For longer term investments this exclusive Savvy Certificate provides a
high dividend rate of return. It also provides the flexibility of a variable dividend rate
so that you receive all the benefits of securely saving your money in
an increasing dividend rate environment.
These long term certificates require $500 minimum to open, cannot be used for IRAs, and do not have the add-on feature of the fixed dividend rate Savvy Certificates.
eMoney Transfers Makes Opening Easy
With your Savvy Checking account, you receive unlimited free inbound and
outbound eMoney Transfers. eMoney Transfers allows you to electronically
fund your Savvy Certificate account with money that is at another institution.
So where ever you end up with some funds that you want to open or add-on
to a certificate, accessing eMoney Transfers from within MCU secure
Online Banking gives you maximum flexibility.
Your Savings Are Insured
Your deposits at MCU are insured up to $250,000 by NCUA,
a federal governmental agency.
checking
eCertificates