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Exclusive eCertificates are a great way to start or add to your savings plan. Because eCertificates save us money when you manage them online, we pass the savings along to you by offering higher dividend rates on eCertificates.

eCertificates work just like regular savings certificates. You lock-up your money for a specified time in order to earn a higher dividend rate of interest. But because you purchase an eCertificate online, we can offer you an even higher dividend rate of interest than our regular certificates.

1. choose a 10-month or 20-month term
2. transfer funds from your existing MCU account or another account at any of more than 20,000 banks and brokerages.

If you need to take your money out of a certificate before the specified period of time, there may be a penalty.

 

 

 

 

 

 

 

 

 

 

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Earns interest
term	dividend rate	APY	min. balance
10-month e-certificate	2.33%	2.36%	500
20 Month e-Certificate	3.06%	3.10%	500
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