Meadows Credit Union 847-342-9300

effective: 09/08/2008

money market

account type

rate

apy

interest min bal

Investor Money Market

1.14%

1.15%

$1,000

Premium Money Market

1.59%

1.60%

$10,000 -$74,999

Premium Money Market

1.69%

1.70%

$75,000 and up

Jumbo Money Market

1.88%

1.90%

$50,000 - $199,999

Jumbo Money Market

1.98%

2.00%

$200,000 - $499,999

Jumbo Money Market

2.08%

2.10%

$500,000 and up

savings

account type

rate

apy

interest min bal

Membership Savings

0.40%

$5 - $4,999

Membership Savings

0.40%

$5,000 - $9,999

Membership Savings

0.40%

$10,000 - $49,999

Membership Savings

0.70%

$50,000 and up

Regular Savings

0.30%

Christmas Club

0.30%

ira

account type

rate

apy

interest min bal

IRA Savings Plan

0.80%

M Club IRA Savings

1.24%

1.25%

$1000 - $9,999

M Club IRA Savings

1.69%

1.70%

$10,000-$39,999

M Club IRA Savings

1.98%

2.00%

$40,000 and up

health savings account

account type

rate

apy

interest min bal

Health Savings Account

3.00%

3.04%

checking

account type

rate

apy

interest min bal

eChecking

0.15%

$2,500 and up

Savvy Checking

0.90%

$5,000

certificates, IRA certificates & health savings account certificates

	Regular		Jumbo		Loyalty
term	rate	apy	rate	apy	rate	apy
90 days	1.53%	1.54%	1.98%	2.00%	2.03%	2.05%
6 mos.	1.73%	1.74%	2.18%	2.20%	2.23%	2.25%
1 yr.	2.32%	2.34%	2.77%	2.81%	2.82%	2.86%
18 mos.	2.32%	2.34%	2.77%	2.81%	2.82%	2.86%
2 yrs.	2.57%	2.60%	3.02%	3.06%	3.07%	3.11%
30 mos.	2.57%	2.60%	3.02%	3.06%	3.07%	3.11%
3 yrs.	2.95%	2.99%	3.40%	3.45%	3.45%	3.51%
4 yrs.	3.00%	3.04%	3.45%	3.51%	3.50%	3.56%
5 yrs.	3.44%	3.49%	3.89%	3.96%	3.94%	4.01%

e-certificates

term

rate

apy

interest min bal

10-month e-certificate

2.33%

2.36%

$500

20 Month e-Certificate

3.06%

3.10%

$500

savvy certificates

term

rate

apy

interest min bal

48-month Variable Rate Certificate

3.75%

3.82%

$500

18-month Add-on Certificate

3.06%

3.10%

$500

30-month Add-on Certificate

3.30%

3.35%

$500

College Bound Certificate

term

rate

apy

interest min bal

1 yr. College-bound

2.72%

2.75%

$500

Note: All of the above accounts are compounded monthly.

Membership Savings, Christmas Club, Regular Savings, eChecking, Savvy Checking, & Money Markets: Dividend and Annual Percentage Yield may change after account is opened; maintenance fees may reduce earnings on these accounts.

IRA Savings: Dividend Rate and Annual Percentage Yield may change after account is opened.

All Certificates (term accounts): A penalty may be imposed for early withdrawal. The Annual Percentage Yield assumes funds and accrued dividends stay on deposit until maturity. Rates are fixed for the term of the Certificate, except for the Savvy Variable Certificate which the Dividend Rate and Annual Percentage Yield may change after the account is opened. Certificates, except for College-bound, eCertificate and all Savvy Certificates, may be used for IRA purposes.

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