Meadows Credit Union - Savings rates.
savings rates effective: 09/08/2008
money market
account type
rate
apy
interest min bal
more info
Investor Money Market
1.14%
1.15%
$1,000
 
Premium Money Market
1.59%
1.60%
$10,000 -$74,999
 
Premium Money Market
1.69%
1.70%
$75,000 and up
 
Jumbo Money Market
1.88%
1.90%
$50,000 - $199,999
 
Jumbo Money Market
1.98%
2.00%
$200,000 - $499,999
 
Jumbo Money Market
2.08%
2.10%
$500,000 and up
 
 
savings
account type
rate
apy
interest min bal
more info
Membership Savings
0.40%
0.40%
$5 - $4,999
 
Membership Savings
0.40%
0.40%
$5,000 - $9,999
 
Membership Savings
0.40%
0.40%
$10,000 - $49,999
 
Membership Savings
0.70%
0.70%
$50,000 and up
 
Regular Savings
0.30%
0.30%
$0
 
Christmas Club
0.30%
0.30%
$0
 
 
ira
account type
rate
apy
interest min bal
more info
IRA Savings Plan
0.80%
0.80%
$1
 
M Club IRA Savings
1.24%
1.25%
$1000 - $9,999
 
M Club IRA Savings
1.69%
1.70%
$10,000-$39,999
 
M Club IRA Savings
1.98%
2.00%
$40,000 and up
 
 
health savings account
account type
rate
apy
interest min bal
more info
Health Savings Account
3.00%
3.04%
$0
 
 
checking
account type
rate
apy
interest min bal
more info
eChecking
0.15%
0.15%
$2,500 and up
 
Savvy Checking
0.90%
0.90%
$5,000
 
 
certificates, IRA certificates & health savings account certificates
$500 minimum balance required for regular and loyalty certificates. $50,000 for jumbo certificates. To qualify for an MCU loyalty certificate, you must have an active checking with MCU.
more info
 
Regular
Jumbo
Loyalty
term
rate
apy
rate
apy
rate
apy
90 days
1.53% 1.54% 1.98% 2.00% 2.03% 2.05%
6 mos.
1.73% 1.74% 2.18% 2.20% 2.23% 2.25%
1 yr.
2.32% 2.34% 2.77% 2.81% 2.82% 2.86%
18 mos.
2.32% 2.34% 2.77% 2.81% 2.82% 2.86%
2 yrs.
2.57% 2.60% 3.02% 3.06% 3.07% 3.11%
30 mos.
2.57% 2.60% 3.02% 3.06% 3.07% 3.11%
3 yrs.
2.95% 2.99% 3.40% 3.45% 3.45% 3.51%
4 yrs.
3.00% 3.04% 3.45% 3.51% 3.50% 3.56%
5 yrs.
3.44% 3.49% 3.89% 3.96% 3.94% 4.01%
 
e-certificates
(must have an eChecking account to open an eCertificate)
term
rate
apy
interest min bal
more info
10-month e-certificate
2.33%
2.36%
$500
 
20 Month e-Certificate
3.06%
3.10%
$500
 
 
savvy certificates
(must have a Savvy Checking account to open a Savvy certificate)
term
rate
apy
interest min bal
more info
48-month Variable Rate Certificate
3.75%
3.82%
$500
 
18-month Add-on Certificate
3.06%
3.10%
$500
 
30-month Add-on Certificate
3.30%
3.35%
$500
 
 
College Bound Certificate
$500 minimum balance. Deposits of $50 or more allowed.
term
rate
apy
interest min bal
more info
1 yr. College-bound
2.72%
2.75%
$500